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The Mortgage Doctors Blog

RRSP Deadline 2026

RRSP Deadline 2026 – Last Chance to Reduce Your 2025 Taxes

The RRSP contribution deadline is March 2, 2026 — and it’s your final opportunity to apply contributions toward your 2025 income.

Contributing before the deadline can reduce the taxes you owe or potentially generate a refund. That refund can be used strategically — whether it’s making a lump-sum mortgage payment, consolidating higher-interest debt, or strengthening your overall financial position.

For homeowners and buyers alike, smart tax planning plays an important role in long-term mortgage strategy.

If you’d like to review how an RRSP contribution could impact your mortgage plan, connect with The Mortgage Doctors Inc at 1.866.452.1100 or visit www.themortgagedoctors.ca.

Proactive planning today can make a meaningful difference tomorrow.

 

 

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