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As the weather gets warmer and spring blooms around us, it’s the perfect time to refresh your finances and give them a good spring cleaning.
Spring finally arrived after a long winter, and with inflation and the rising cost of living on everyone’s mind, there’s never been a better time
The deadline to contribute to your RRSP this year is March 1. Your home may be the perfect tool to pay yourself first and grow
Drowning in Debt? Avoid Bankruptcy or Proposal! If you live in the Durham Region or Oshawa specifically and have too much debt to refinance under
The Mortgage Doctor Living with debt or bad credit can be very stressful Help is closer than you realize. Improving your credit rating requires that
The Mortgage Doctor Consumer proposal may be right for you if: * Having trouble paying all your bills, even though you have a good job?
The first step to becoming debt free is to know how much debt you actually have. Next you want to pay off the debts with the highest interest rates first. Try to pay more than the minimum payments if at all possible, create a budget and try to stick to it as best as possible. Is it an option to consider a part time job to help bring in some more income. Sell any items that you know longer use that are just taking up space but could be of use to someone else. Try to live without luxuries like eat in as much as possible and spend quality family time at home instead of always going out and spending money at different events. You may also want to consider a debt consolidation.
Some basic facts about being in Bankruptcy and some other options in Ontario include, the Bankruptcy and Consumer Proposal rate has increased by 30.4% in 2009 from those numbers in 2008. Some other options include, consumer proposal, debt consolidation loan or debt settlement.
There are many different benefits to debt settlement. Some of these benefits would include; stopping creditor calls, free assessment of all your options, your payments will be reduced, one manageable payment etc.
Oshawa, Ontario L1G 5N3
(905) 404-8001
(866) 452-1100
info@themds.ca
The Mortgage Doctors is Durham Region’s Mortgage Superstore. Our Mortgage Brokers use their expertises to advise and obtain approvals on mortgage financing that fits your mortgage needs.
Monday – Friday: 9AM – 5PM
Saturday – Sunday: CLOSED
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