Home Mortgages

Yes, many mortgages are portable, meaning you can transfer your existing mortgage—along with its rate and terms—to your new property. We’ll help you determine if porting is the right move based on your lender’s guidelines and your financial goals.

Bridge financing is a short-term loan that helps you buy your next home before your current one sells. It covers the gap between closing dates, giving you peace of mind and flexibility. We’ll assess if bridge financing fits your situation and arrange it if needed.

It depends on your financial situation, market conditions, and comfort level. We can help you weigh the pros and cons of buying first vs. selling first and guide you through financing solutions for either scenario.

Your home equity can be used toward the down payment or closing costs on your next home. We’ll show you how to leverage your equity wisely to maximize your purchasing power and minimize borrowing costs.

Not always. You may be able to port your existing mortgage or blend it with a new one. In some cases, securing a brand-new mortgage might be the better option. Our team will review your options to help you make the best choice.

In addition to your mortgage, you’ll want to factor in closing costs like land transfer tax, legal fees, moving expenses, and potential mortgage penalties. We’ll give you a full breakdown so there are no surprises.